Individual and Families
    Our mission is to help you protect your money and
    unlock your true wealth potential.

    Services

    Individual and Family services:

    From the everyday moments to major milestones, we understand that our customers’ most valuable asset is family — however they define it. That’s why we provide life insurance, annuities and wealth management solutions that help them continue putting family first. Because when family is cared for, our customers can thrive.
    • Tax minimizing strategies
    • Asset protection
    • Retirement income strategies
    • Estate planning 
    • Retirement planning
    • Premium financing 
    While your financial planning may require you to buy a large amount of life insurance, you may have some reservations about paying your premium dollars using your existing assets or current cash flow. For example, you may believe you can earn more on your money than you would pay in loan interest fees. You may have illiquid assets, such as stocks, bonds, real estate or business assets, that you prefer not to liquidate in order to fund your life insurance purchase

    Whatever your individual circumstances may be, you do have an alternative: premium financing. It’s an innovative financial strategy designed to help individuals buy large amounts of life insurance for personal or business purposes, while leaving cash or other assets in place — or available to be used in other ways.

    So whether you are using life insurance for estate funding, or business planning purposes, you can now leverage the power of borrowed funds from a commercial lender to access the premium dollars you need – while you continue to acquire, grow and preserve your other assets for your heirs or valued employees.